Republic Bank & Trust

2025 Annual Report


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Republic Bancorp, Inc. (the “Company”) is the parent company of Republic Bank & Trust Company (the “Bank”). The Bank operates 47 banking centers across five metropolitan statistical areas (“MSAs”) in five states. These include 22 banking centers in the Louisville MSA, serving Louisville, Prospect, Shelbyville, and Shepherdsville, Kentucky, and Floyds Knobs, Jeffersonville, and New Albany, Indiana; six banking centers in the Lexington MSA, serving Georgetown and Lexington, Kentucky; eight banking centers in the Cincinnati MSA, serving Kenwood, Norwood, and West Chester, Ohio, and Bellevue, Covington, Crestview Hills, and Florence, Kentucky; seven banking centers in the Tampa MSA, serving Largo, New Port Richey, Seminole, St. Petersburg, Tampa, and Temple Terrace, Florida; and four banking centers in the Nashville MSA, serving Cool Springs, Murfreesboro, Nashville, and Spring Hill, Tennessee.

Bank deposit products include savings, checking, and money market accounts; IRAs; and CDs. The company originates residential mortgage loans, home equity loans and lines, as well as commercial real estate loans, C&I loans, business loans & lines of credit, equipment leasing consumer loans, and warehouse lines of credit.

Republic offers personal and business online banking at www.republicbank.com. Personal mobile banking includes apps for iPhone, Android, iPad and Android tablets, bill pay, and mobile deposit.



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Republic Bancorp, Inc.
Republic Corporate Center
601 West Market Street
Louisville, KY 40202
(502) 584-3600

Investor Relations Contact
Mr. Kevin D. Sipes
(502) 560-8628
ksipes@republicbank.com

Transfer Agent
Computershare Investor Services
462 S 4th St
Suite 1600
Louisville, KY 40202
(312) 588-4990