Republic Bank & Trust

2022 Annual Report


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Republic Bancorp, Inc. (the "Company") is the parent company of Republic Bank & Trust Company (the "Bank"). The Bank currently has 47 banking centers in communities in five metropolitan statistical areas ("MSAs") across five states: 22 banking centers located in the Louisville MSA in Louisville, Prospect, Shelbyville, and Shepherdsville in Kentucky, and Floyds Knobs, Jeffersonville, and New Albany in Indiana; six centers in the Lexington MSA in Georgetown and Lexington in Kentucky; eight banking centers in the Cincinnati MSA in Kenwood, Norwood and West Chester in Ohio, and Bellevue, Covington, Crestview Hills, and Florence in Kentucky; seven centers in the Tampa MSA in Largo, New Port Richey, St. Petersburg, Seminole, Tampa, and Temple Terrace in Florida; and four banking centers in the Nashville MSA in Cool Springs, Murfreesboro, Nashville, and Spring Hill, Tennessee. In addition, the Bank has one loan production office located in St. Louis, Missouri.

Bank deposit products include savings, checking, and money market accounts; IRAs; and CDs. The company originates residential mortgage loans, home equity loans and lines, as well as commercial real estate loans, C&I loans, business loans & lines of credit, equipment leasing consumer loans, and warehouse lines of credit.

Republic offers personal and business online banking at www.republicbank.com. Personal mobile banking includes apps for iPhone, Android, iPad and Android tablets, bill pay, and mobile deposit.


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Republic Bancorp, Inc.,
Republic Corporate Center
601 West Market Street
Louisville, KY 40202
(502) 584-3600

Investor Relations Contact
Mr. Kevin D. Sipes
(502) 560-8628
ksipes@republicbank.com

Transfer Agent
Computershare Investor Services
462 S 4th St
Suite 1600
Louisville, KY 40202
(312) 588-4990